Grow your nest egg with the right home loan

Are you a first time home buyer? Or a seasoned property investor? Whether your goal is to buy your first house, build the home of your dreams for a growing family, or expand your nest egg through residential property investment, we can help you get there quickly and seamlessly.

We’ll help you navigate through the hundreds of home loan products available and together, find the best solution for your immediate needs and long-term financial goals.

  • First Homes
  • Investment Homes
  • Upsizing/Downsizing
  • Building and Renovating
  • Refinancing

Our expertise goes beyond the numbers

We’ll lead you through every step of the home buying process, give cutting edge insights on the property markets, answer every one of your questions and provide considered and thoughtful advice tailored to your needs.

We’ll show you how to use finance to achieve your dreams and get ahead.

Time to refinance?

Whether you’re looking to do more with your equity or save on competitive mortgage rates, it’s a good idea to review your financial situation and loans periodically.

While low interest rates can look attractive, they also come with conditions that may or may not suit your current situation. We can help you review your situation with a view to achieving a better interest rate, adding more flexibility and improve your longer term outcomes.

Are you ready to buy your first home?

Download our First Home Buyers Guide and Planner to help you understand the basics of home buying and purchase with confidence.

Get the Guide
Planning on growing your nest egg through property investment?

Download our guide with insights on property investing and what you should know before making an investment.

Get the Guide

Ready to get in touch? Let's start off on the right foot.

Let us give you a $500 visa debit card on any eligible home loan over $350,000.

Get in Touch

Like to know more? Get in touch and
let's make it happen


  • Joel @ Mintwell Capital was nothing but efficient and professional when organising our mortgage. He took all the stress and concern out of our first home purchase. His customer service and concern continued afterwards with referrals for insurance advice, which we had forgotten about. We were so pleased with his performance we returned within 6 months for an investment loan, which he managed to negotiate discounted rates on for us. Would definitely recommend anyone looking for a loan, first or otherwise, to contact him today. Thank you Joel.

    - Linvia T
  • Dealing with Joel was a pleasure. Right from the first phone call and subsequent follow-up meeting, he was supportive and understanding of our issues. Joel provided a range of well considered and viable financial options for our situation and was always happy to discuss any of them further at any time. Joel displayed an extensive knowledge of financial systems, operations and institutions and we felt extremely confident being guided by him. I would not hesitate to work with Joel at any time in the future and would recommend his services to others without hesitation. Thank you Joel!

    - Matthew Wesson
  • Joel at Mintwell Capital was instrumental in helping the 78 Summers team meet an extremely tight funding deadline. Joel's expertise, out of the box thinking and around the clock dedication, ultimately helped us achieve a very successful result. Thanks for being such a team player Joel!!

    - Steven Marasco
  • Joel's mastery in the mortgage broking space is guaranteed to achieve superiors outcomes for his clients. Joel helped me recently with a competitive refinancing solution, when some big name mortgage broker houses couldn't meet my requirements citing the present tough regulatory environment. But when the going gets tough, Joel "the tough" gets in and makes things happen. I highly recommend Joel to anyone looking for a personalised refinancing solution. He will make it happen!

    - Amit Syamal
  • Joel, at Mintwell Capital, was excellent to deal with, finding us the best possible loan deal. He provided clear guidance on the process and was responsive whenever we had any queries. As a result our loan went through seamlessly.

    - Darryl and Bonnie